Over the past few months, we have witnessed major crypto-related companies go bankrupt. Major firms Celsius and Voyager have both already filed for bankruptcy while others like Micheal Saylor’s MicroStrategy continue to buy Bitcoin on leverage – raising a significant risk of the same fate should price decline further and margin calls begin to trigger. If major players like Saylor get liquidated from their Bitcoin positions, then it is possible we witness HBAR at $0.03, XRP at $0.17, QNT at $30, and XDC and CSPR at $0.02. These will mark generational entry points in crypto, and years from now, people will be lamenting that they did not buy the 2022 dip. By positioning yourself in utility-driven altcoins, you can be the recipient of future speculative fervor driven by cryptos with any semblance of utility. As this market continues to grow and mature, the idea of utility is starting to be pushed to the forefront by major news networks, which will create additional demand for the coins we just mentioned. Even though we expect to see more short term pain in crypto, we are extremely excited for how it will close the year out. With the ETH 2.0 merge, the end of bad companies, and a potential ruling on the Ripple SEC lawsuit, we expect to see crypto have a truly spectacular end to what has been a difficult year – so far.